Kafalat Loan Calculator
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KAFALAT is a Lebanese financial company that helps you get a loan from a bank so you can finance your business. It provides you with a guarantee so that the bank agrees to give you the loan.

And what's even better is that all loans guaranteed by Kafalat have very low interest because the Central Bank pays you back a big part of the interest in order to encourage you to invest and grow your business!

KAFALAT's goal is to help all small and medium companies and investments get the proper financing in order to start and grow. It provides loan guarantees for any small to medium companies and investments in one of the following sectors:

  • > Industry
  • > Agriculture
  • > Tourism
  • > Technology
  • > Traditional Crafts

Whether you want to buy new or used equipment or raw materials, renovate or expand your business location, cover marketing expenses or research and development cost, KAFALAT is ideal for you!

KAFALAT has three guarantee programs, check which one is the better for you and use the calculator on the left of the screen to calculate your payments!

 

 KAFALAT BasicKAFALAT PlusKAFALAT Innovative
Who benefits? Anyone can benefit! Whether you are a new or existing company or an individual who want to start a business Only registered companies can benefit. You have to have an SAL or SARL, whether it's a new or established one! Both SAL and SARL which are not older than 2 years are the only companies who can benefit. You also must have an innovative project, something no one has ever done before!
How much is the loan? Up to 200,000 dollars or its equivalent in Lebanese Pounds Up to 400,000 dollars or its equivalent in Lebanese Pounds Up to 300 million Lebanese Pounds. (only available in Lebanese Pounds)
Over how long does the loan have to be paid? Up to 7 years Up to 7 years Up to 5 years
When do you start paying? You can choose to pay after 6 months or 1 year You can choose to pay after 6 months or 1 year You can choose to pay after 6 months or 1 year
How much does KAFALAT guarantee from the loan? 75% of the loan and interest 85% of the loan and interest 90% of the loan and interest
Where can you apply? Any bank in Lebanon Any bank in Lebanon Any bank in Lebanon or straight at KAFALAT offices in this case!
Insights and Features you should know? Even with KAFALAT's guarantee, the bank can still ask you for other guarantees
  • The bank has no right to ask you for other guarantees.
  • However you have to contribute 20% of the cost of the new project (whether in cash of in kind).
  • Also the debt to equity ratio of your company has to be 70/30.
  • The bank has no right to ask you for additional guarantees.
  • You must contribute 10% of the cost of the investment in cash or in kind.
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Kafalat Loan Simulator

This is only an indicative simulation. Differences with banks might occur.
SUMMARY
TOTAL INTEREST TOTAL TO BE REPAID AVERAGE MONTHLY PAYMENT KAFALAT TOTAL COMMISSIONS
KAFALAT PAYMENT SCHEDULE
MONTH MONTHLY PAYMENT REMAINING PAYMENT INTEREST BDL INTEREST SUBSIDIES
KAFALAT COMMISSIONS
Year Commission Value